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Calculators

Debt Avalanche vs Snowball Planner

Compare paying off debts by highest rate or smallest balance first.

Calculators

Debt Avalanche vs Snowball Planner

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Everything stays in your browser

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How it works

Each month every debt gets its minimum; the extra goes to the highest-APR (avalanche) or smallest-balance (snowball) debt, and freed-up minimums roll over.

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Frequently asked questions

How do I use it?

Enter your debts: name, balance, apr %, minimum payment, adjust the options and press “Compare”. Check the result, then copy or download it.

How does it work?

Each month every debt gets its minimum; the extra goes to the highest-APR (avalanche) or smallest-balance (snowball) debt, and freed-up minimums roll over.

Is my data uploaded?

No. Everything is processed in your browser and nothing is sent to a server. No account is needed.

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